Typical Charges to Seller:

1. Doc. Stamps on Deed ($.70 per $100 of purchase price) (Dade County Residential $.60 per $100 of purchase price).
2. Abstracting cost.
3. Real Estate Commissions.
4. Payoff existing mortgage(s) and recording fee(s) for satisfaction of Mortgage(s).
5. Tax proration/Association(s) proration to date of closing (if applicable).
6. Settlement fee/Document Preparation fee.
7. Municipal lien and tax search fees.
8. Electronic Recording fees *most original documents never leave our office for recording.
9. File Scan/Storage/Retrieval.

Typical Charges to Buyer:

1. Recording fees for Deed, Association Approval, Mortgage ($10 for first page + $8.50 for each additional page of the document).
2. Owners Title Insurance (at minimum promulgated rate).
3. Loan origination and related lender charges.
4. Doc. Stamps on Note (at $.35 per $100 of loan amount).
5. Intangible Tax on Note ($.20 per $100 of loan amount).
6. Simultaneous issuance of Lenders Title Insurance.
7. Prepaid Homeowners/Flood Insurance (if applicable).
8. Survey.
9. Escrows (if required by lender).
10. Tax proration/Association(s) proration from date of closing (if applicable).
11. Inspection fees.
12. Prepaid interest.
13. Municipal lien and tax search fees.
14. Electronic Recording fees *most original documents never leave our office for recording.
15. File Scan/Storage/Retrieval.

Typical Charges to Seller:

1. Doc. Stamps on Deed ($.70 per $100 of purchase price) (Dade County Residential $.60 per $100 of purchase price).
2. Abstracting Cost.
3. Tax proration/Association(s) proration from date of closing (if applicable).
4. Real Estate Commissions.
5. Interest proration (If applicable).
6. Amount of assumed mortgage.
7. Transfer fee and costs as per contract. Please check with the lender as they may require approval of the buyer, increase in the interest rate and assumption and approval fees.
8. Settlement fee/Document Preparation fee.
9. Municipal lien and tax search fees.
10. Electronic Recording fees *most original documents never leave our office for recording.
11. File Scan/Storage/Retrieval.

Typical Charges to Buyer:

1. Mortgage transfer fee (see 7. above – Mortgage Assumptions – Typical Charges to Seller).
2. Existing Escrow balance.
3. Prepaid interest (if applicable).
4. Prepaid homeowners/flood insurance (if applicable).
5. Prepaid maintenance or recreation fees (if applicable).
6. Owners Title Insurance @ minimum promulgated rate.
7. Doc. Stamps of principle balance (at $.35 per $100 of loan amount).
8. Intangible Tax of Note ($.20 per $100 of loan amount).
9. Association Approval Fee.
10. Recording Fees for Deed, Condo Approval, etc. ($10 for first page + $8.50 for each additional page).
11. Settlement fee/Document Preparation fee.
12. Tax proration/Association(s) proration of date of closing (if applicable).
13. Municipal lien and tax search fees.
14. Electronic Recording fees *most original documents never leave our office for recording.
15. File Scan/Storage/Retrieval.

Typical Charges to Seller:

1. Abstracting cost.
2. Real Estate Commissions.
3. Doc. Stamps on Deed ($.70 per $100 of purchase price) (Dade County Residential $.60 per $100 of purchase price).
4. Pay off existing mortgage(s). Recording fee(s) for satisfaction mortgage(s).
5. Tax proration/Association(s) proration to date of closing (if applicable).
6. Discount points (prevailing).
7. Non-allowable buyer costs per FHA/VA.
8. Settlement fee/Document Preparation fee.
9. Municipal lien and tax search fees.
10. Electronic Recording fees *most original documents never leave our office for recording.
11. File Scan/Storage/Retrieval

Typical Charges to Buyer:

1. Owners Title Insurance (at minimum promulgated rate).
2. Simultaneous issuance of Lenders Title Insurance.
3. Title endorsements ($25 each + Florida form @ 10% of Owners and Mortgagee Title Insurance premium).
4. Settlement fee.
5. Doc. Stamps on Note ($.35 per $100 of loan amount).
6. Intangible tax ($.20 per $100 of loan amount).
7. Recording fees for Mortgage and Deed.
8. Survey.
9. VA Funding Fee/Upfront Mortgage Insurance Premium.
10. Tax proration from date of closing (if applicable).
11. Inspection fees (if applicable).
12. Prorations of Maintenance fees and services contracts.
13. Escrows (if required by lender).
14. Association Approval Fee(s).
15. Municipal lien and tax search fees.
16. Loan origination and related lender charges.
17. Electronic Recording fees *most original documents never leave our office for recording.
18. File Scan/Storage/Retrieval.

Same as Cash Transactions:

(Additional costs which are negotiable between Buyer and Seller)

1. Recording fee for mortgages(s).
2. Doc. Stamps on note (at $.35 per $100).
3. Amortization schedule.
4. Intangible Tax on Note ($.20 per $100 of loan amount).
5. Electronic Recording fees *most original documents never leave our office for recording.
6. File Scan/Storage/Retrieval.