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ALTA Wire Fraud Tips Video

When buying a home, be on alert for email or phone scams that will try to steal your money. Criminals can pose as your real estate agent, settlement agent or other trusted professional and provide false instructions for wiring mortgage closing funds. Watch this video...

What Is Equity?

http://videotap.wistia.com/medias/qtle1em2bj?embedType=async&videoFoam=true&videoWidth=640 Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current...

What Are Real Estate Commissions?

http://videotap.wistia.com/medias/l5gh6ue8qf?embedType=async&videoFoam=true&videoWidth=640 Like the video says - real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate...

What Is “Prime”?

http://videotap.wistia.com/medias/3fbi0fxclh?embedType=async&videoFoam=true&videoWidth=640 The Prime Lending Rate - sometimes just called “Prime”  - is the interest rate that banks charge each other for overnight loans. Some consumer...

What Are Discount Points?

http://videotap.wistia.com/medias/378k6glkbe?embedType=async&videoFoam=true&videoWidth=640 Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest...

What Steps Need To Be Taken To Secure A Loan?

http://videotap.wistia.com/medias/4u90oqf45v?embedType=async&videoFoam=true&videoWidth=640 You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application. To do so, you'll need...

How Large A Down Payment Do I Need?

http://videotap.wistia.com/medias/itnun22tur?embedType=async&videoFoam=true&videoWidth=640 There are mortgage options now available that only require a down payment of 5% or less of the purchase price. You’ll see some pictures in this video to help you...

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